TopQuote.ca

Toronto, Ontario (PRWEB) September 26, 2011

With the arrival of autumn and the changing of leaves, TopQuote.ca is launching its Second Opinion Program to help Ontario drivers ‘fall’ into a little extra money this season. TopQuote.ca, an online car insurance rate comparison service, and its Second Opinion Program is designed to reach out to drivers who may be overpaying for their car insurance by automatically renewing each year.

Each year, thousands of Ontario drivers assume they are receiving a competitive car insurance rate from their current insurance provider, and automatically renew their policy. But with frequent changes to insurer pricing, and particularly with the significant changes brought about by Ontario auto reform in 2010, many drivers have policies that do not represent the best value. By switching auto insurance providers, many drivers are able to save hundreds of dollars annually.

“Ontario drivers are wasting millions of dollars each year by automatically renewing insurance policies. People who wouldn’t dream of renewing a mortgage without comparing interest rates, are renewing their auto insurance each year without checking to see if they are getting a competitive rate by receiving auto insurance quotes” said Malcolm Went, Vice President at TopQuote.ca. “We are reaching out to drivers who think it is cumbersome and time-consuming to compare car insurance rates from different providers – we want to show them there is a better way.”

With TopQuote.ca’s Second Opinion Program, when a driver receives their car insurance renewal notice, typically within 2 months of their policy renewal, they can go to TopQuote.ca and complete a free, five-minute online form. Based on the form, TopQuote.ca checks if any auto insurance brokers or agents in their network, who represent leading insurers in Ontario, can offer a better rate. Since drivers can potentially save hundreds of dollars a year by finding a less expensive insurer, it’s worth the small time investment.

“Having spoken with thousands of Ontario drivers, it is clear that many of them are unhappy with the regular increases to their insurance premiums, and don’t feel they are being rewarded for a safe driving history,” said Malcolm Went. “Most of these people would switch providers if they knew how much they could save, but contacting different insurers and filling out the different forms is cumbersome and takes a lot of time. TopQuote.ca allows drivers to complete one easy online form, and then compares the rates from our network who represent Ontario’s leading insurance providers, and helps them lock in the savings without spending the extra time.”

About TopQuote.ca

TopQuote.ca is an online service that provides a free, fast, and easy online platform that helps consumers save money on car insurance. By completing an easy five-minute online form, users can sit back while auto insurance brokers and agents compete for their business and are provided with the most competitive auto insurance quotes in Ontario. Save time, save money, and be confident you are getting the best rate for your auto insurance coverage. For more information, please visit http://www.topquote.ca.

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, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

roadfish.com

San Diego, CA (PRWEB) December 20, 2011

When faced with his 20 year old SUV with 330,000 miles on it blowing its engine, RoadFish.com author compares the price of fixing his old Land Cruiser, with buying the new car of his dreams, A Chevy Suburban or the 2010, and 2008 versions of it.

All of the below assumes someone who would have a good credit check.

At RoadFish.com David Klein the author, tells the story of how his 20 year old Toyota Land Cruiser has finally bent a rod and needs to have it’s engine rebuilt. Using Edmunds.com True Cost of Ownership calculator Klein shows that the first year the car depreciates tremendously, and that there is great value in not buying the car brand new.

Then the comparison shows how over the next few years, the cost of buying a 2010 Chevy Suburban is exactly the same cost as buying a 2008 Chevy Suburban, when you take into account the cost of repairs, insurance and gasoline.

Edmunds.com says of its True Cost of Ownership Calculator “The Edmunds Inc. True Cost to Own® (TCO) pricing system calculates the additional costs you may not have included when considering your next vehicle purchase. These extra costs include: depreciation, interest on your loan, taxes and fees, insurance premiums, fuel costs, maintenance, and repairs. Search here to view the TCO of any vehicle.”

A sample of the blog that contains the comparison,

“So if I buy a brand new 2012 Suburban, 4 wheel drive, and leather interior, LTZ and you assume I drive about 15,000 miles per year, the cost to drive that car for 5 years is $ 71,318.

And then if we get a 2010, 2 year old, same car, the cost to drive for 5 years is $ 58,000.

If we go back another 2 years to 2008, then the cost to drive it is $ 57,295.

On the other hand, if I worked out the killer deal of deals at the car rental place, I could rent a Chevy Suburban for $ 750 a month, or $ 9,000 a year. On top of that I would still need insurance, for about $ 1200 a year, as well as gas for $ 3353, would cost $ 13,553 per year, or $ 67,765. That is actually cheaper than buying a new one, and you drive a brand new car at all times, in fact if the car even gets dirty, or breaks in any way, you just take it back to the rental place.”

The author then goes on to compare this to the cost of perpetually renting a new Suburban from Alamo Rental Cars. He shows that while renting the car is the most expensive way, it takes the hassle of maintaining the car down to nothing.

In conclusion, the article determines the one bad financial decision to be buying a brand new Suburban, or buying one that is 2008. It ends up deciding between the 2010 Suburban and renting. In the end it makes the conclusion that the perpetual rental model may just end up being the best choice.

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©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

But there are lender’s conditions to be met before one can get the loan. If you have a source of income, whether reliable or irregular, you can apply for the mortgage. The lender will require details about your income and earning potential. What this means is that anyone with a form of income is eligible for the contractor mortgage, if they meet a few other conditions. Your earning potential or income level will determine the mortgage amount you get.

You are eligible for a mortgage for contractors if you fall under any of these categories:

1. You recently started your own business
2. You joined employment recently
3. You have been in employment for a long time but have a poor credit rating
4. You have been working as a contractor for a while.
5. You work as a freelancer

6. You recently started working as a contractor
7. You recently started working as a freelancer.

In the past, you could only get a mortgage if you had been contracting or working for at least three consecutive years. This is no longer the case. Once the lending company determines that indeed you have a form of income, they will assess how much you can comfortably pay from your earnings and issue you with a loan of equivalent or near-equivalent amount.

For this, you will need to provide your contract rate, your profit retention rate and percentage and details of existing contracts you have. With this information, anyone with an income can access a contractor mortgage

After doing his work as the CIO of Arrow Capital Management, LLC, Alex or Alexandre von Furstenberg also acts as the CIO of the Ranger Global Advisors. He is in fact the founder of this family office that is focused on the opportunistic type of value-based investing. Aside from this, Alex also serves as the CIO of the Arrow Investments Inc. The Arrow investment Incorporated is a private investment office that provides services to the Diller- von Furstenberg clan. Despite landing on many positions, Alex von Furstenberg also found a way in leading the restructuring of the Diane von Furstenberg Studio, LP. The Diane von Furstenberg, LP is considered as a worldwide luxury and lifestyle brand, which generates a considerable annual rate or 1 million dollars. However, with the restructuring provided by Alex von Furstenberg, the company or brand now generates more than 200 million dollars per year. This is definitely a huge increase in the brand’s profit. Because of his great help and contribution, Alex von Furstenberg remains as a partner and director of the company.

Aside from these, there are also other positions held by Alex von Furstenberg. One of these is his director status at the IAC, which is an American-based internet conglomerate or corporation. He is also part of the W.P. Stewart & Co., Ltd., which is a type of management firm based in Bermuda. In the year 1993, Alex also became the trader for the Allen & Company’s Risk Arbitrage Desk. In addition to being a great businessman, Alex is also considered by many as a great philanthropist. He is involved in many philanthropic works and has spearheaded many foundations and non-profit organizations. Currently, Alex is married to his beautiful wife Alexandra and has two lovely children.

Alpharetta, GA (PRWEB) February 14, 2012

FiberLight, LLC, one of the nation’s leading providers of mission critical, high performance fiber optic networks, announced today the company has begun construction on a new super metro and regional fiber infrastructure through Western Texas. The new network includes the cities of San Angelo, Odessa, Midland, Abilene, Lubbock and Amarillo and will be interconnected with FiberLight’s existing regional Texas long haul network as well as its metro assets in Dallas, Fort Worth and San Antonio. The project includes a 250-route mile expansion of FiberLight’s existing Dallas metro fiber infrastructure, further extending its leading competitive fiber backbone in the market.

“As one of the largest fiber expansion efforts in the country, FiberLight has undertaken a project that will bring new fiber infrastructure throughout West Texas, extending over 3,000 route miles and being lit by new state-of-the-art optical transport equipment for the delivery of high speed Ethernet connectivity. FiberLight’s initial focus will be to provide needed high speed Ethernet connectivity over its fiber to large enterprise, government and carriers (including wireless providers) throughout the region,” said Michael P. Miller, FiberLight’s CEO and Founder.

“Investing in new fiber infrastructure with projects that have good long-term returns, great growth prospects and a lack of current infrastructure is what FiberLight has done for the past decade, and this marquee project will continue that strong track record of success we have demonstrated in the market. The initial project will connect over 275 wireless towers and over 100 buildings, accelerating our growth once again. FiberLight Chief Development Officer Ron Kormos and his team will bring there 30-year plus track record of building great fiber networks to deliver for us again and ensure the build is done on time and with the high quality for which we are known.”

FiberLight plans to have construction crews working continuously in West Texas for the next 18 months and will be working with local economic development organizations, municipalities and key customers to accelerate the development potential of this major investment in new fiber optic infrastructure.

“FiberLight introduced an innovative product strategy to secure this new build out in West Texas, which is our largest to date. The strategy first developed in 2011 by FiberLight drives value to customers through enhanced scalability and control, improving the cost of bandwidth including incremental costs and creates the operating platform to drive revenue and product capabilities for our clients, not available through other traditional connectivity options. This project is a testament to that strategy, and we are excited to see the positive impact on FiberLight and for our clients.” said Ben Edmond, President of Sales & Marketing for FiberLight.

About FiberLight

FiberLight, LLC is a premier provider of mission-critical, high performance networking services including Ethernet, Wavelengths and IP, SONET and Dark Fiber optical transport network solutions. Solutions are provided to telecom carriers, government, enterprise, content providers and web-centric businesses. FiberLight wholly owns its 500,000 fiber-mile network in key growth areas and offers robust metro networks in 23 metros within Georgia, Florida, Washington, D.C., Texas, Virginia and Maryland. Visit FiberLight at http://www.fiberlight.com.

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©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

Gilman Law LLP | A Leading National Law Firm

Wareham, Massachusetts (PRWEB) February 11, 2012

A recently announced injury settlement involving a woman paralyzed by a Cybex International Inc. exercise machine illustrates the fact that the risk of personal injury can arise from many dangerous consumer products.

A woman paralyzed by an exercise machine has agreed to a $ 26 million settlement with Massachusetts-based Cybex and the physical therapy clinic where she worked, according to recent reports. At trial, the jury found that the Massachusetts manufacturer of the exercise machine had failed to give notice or warning of that the machine could tip over after receiving notice of other injuries on similar Cybex machines (Case number CA-11-00893 in the Supreme Court of the State of New York, Appellate Division, Fourth Judicial Department).

Injuries relating to sports and recreational activities as well as the equipment used in these activities have been tracked by the U.S. Consumer Product Safety Commission (CPSC) and the American Association of Neurological Surgeons (AANS). The CPSC tracks product-related injuries through its National Electronic Injury Surveillance System (NEISS). An estimated 446,788 sports-related head injuries alone were treated at U.S. hospital emergency rooms in 2009, according to a study posted recently by the AANS.

Additionally, more than 180,000 people die from injuries each year – one person every 3 minutes, based on data compiled by the National Center for Injury Prevention and Control, Centers for Disease Control and Prevention.

Of these injuries and fatalities, recovery may be possible, particularly where the cause of the injury is due to negligence, tort liability, strict liability, or defective design or manufacture.

Commitment to Helping Personal Injury Victims

The Gilman law firm is committed to helping victims of personal injury and defective consumer products and their family members in cases involving wrongful deaths and substantial injuries. Gilman Law LLP offers a team of experienced personal injury lawyers. Our firm has successfully handled cases against some of the world’s largest insurance companies and corporations to recover the maximum amount of financial recovery for our clients. As Massachusetts personal injury attorneys, we realize insurance companies are motivated to minimize clients’ recoveries and generally not willing to offer reasonable compensation proportional to the full impact of an injury until they proceed through litigation and aggressive discovery and the attorneys are prepared to try the case to a verdict. In its personal injury practice, Gilman Law works closely with teams of safety, medical, investigative and financial experts in building our clients’ cases.

Legal Help for Victims of a Personal Injury From Dangerous Products

If you have been seriously injured, or know someone who has been injured or killed, it is important to contact a lawyer that specializes in personal injury law in order to help protect your legal rights. Many of these actions require victims to file a claim within a strict time limitation in order to commence an action for recovery.

About Gilman Law LLP

Gilman Law LLP is a leading Massachusetts personal injury and products liability law firm and is here to help those injured and their families receive the best compensation for their injuries. A leading Massachusetts law firm with offices in Massachusetts and Florida, Gilman Law LLP has been recognized for delivering successful results to their clients across a broad range of claims stemming from consumer product injury, mass tort, and product liability lawsuits. For over 32 years, the Gilman Law LLP team of highly experienced lawyers has earned renown for tireless work on behalf of their clients on many of today’s most challenging and important legal issues. More information about personal injury and product liability claims and the opportunity to arrange for a free lawsuit evaluation are available at http://www.gilmanlawllp.com. Free case evaluations may also be arranged by calling Toll Free at 1-877-428-7374.

Contact:

Gilman Law LLP

Call Toll Free (888) 252-0048

16 Fourteenth Avenue

Wareham, MA 02571

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©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

Mountain View, CA (PRWEB) February 08, 2012

Vendavo®, the world’s leading provider of Price Management and Optimization solutions for companies that serve businesses (B2B), reported today that 2011 was its biggest year yet, with 77% license growth and a 39% growth in total bookings. Vendavo grew significantly in Chemicals, Industrial Manufacturing, High Tech, Consumer Products, Medical Devices and Distribution. Vendavo also expanded in all regions, with significant growth in North America and continued growth in Europe, as well as adding one of the largest industrial companies in India to its prestigious customer list.

“It’s exciting to see the growth in the number of companies that are applying analytics and optimization to price, which is the most valuable piece of the profit equation” said Jamie Rapperport, Vendavo’s founder and Executive Vice President of Marketing and Business Development. “The big increases in profitability our customers are seeing aren’t a secret anymore – they’re being talked about in public forums, on analyst calls, and will be highlighted at our upcoming Profit Summit. This is a real validation of what we set out to accomplish with Vendavo. The results are really gratifying – we’re growing substantially faster than the Enterprise CRM and business intelligence software segments.”

Vendavo also saw significant growth in its relationship with partner SAP, the largest enterprise applications company in the world, who uniquely selected Vendavo solutions to sell and service as their own products under the name SAP Price and Margin Management.

“Companies are now asking SAP sales reps for profitability solutions. We’ve worked very hard this year to make sure our solutions and our value proposition are easy for customer executives to appreciate and easy for our partners to demonstrate and explain,” said Neil Lustig, Vendavo’s CEO. “Optimizing profitability is a universal pursuit, but the software side was once relegated to just a few experts. Not anymore.”

In 2011 Vendavo also further strengthened its implementation partnerships with Accenture, Deloitte, and IBM. All three took on significantly more projects as Vendavo’s business grew. This scaling was further enabled by advances in Vendavo’s version 8 release.

In recognition of its growth and the growth of software profitability solutions, Vendavo also announced that it will expand its annual Profit Summit, adding a track for companies newly considering how to become more profitable with the help of software solutions. This adds to the Summit’s mission of highlighting actual, real-world success stories and on-going profit optimization advice from and presented by Vendavo customers.

Vendavo invites companies to learn how to become more profitable and learn more about the momentum of Vendavo’s Profitability Solutions at Vendavo Profit Summit 2012 in Chicago, April 23-25th. You can register today and throughout the month of February for the early bird rate of $ 495.

To learn more visit http://www.vendavo.com/summit.

About Vendavo

Vendavo is the leading provider of Price Management and Optimization solutions for large enterprises worldwide. The company’s solution drives bottom-line results by giving businesses true enterprise-wide control of their entire pricing process. Vendavo’s enterprise-class software solution delivers big increases in profits—from 10-30 percent—by systematically driving incremental improvements in average prices throughout the pricing process. Vendavo is the enterprise pricing solution of choice for more than 200 company divisions at some of the world’s biggest names in high-tech, manufacturing, chemicals, consumer products, medical devices, mill products, and distribution. SAP, the worldwide leader in enterprise application software, offers the Vendavo solution as SAP Price and Margin Management by Vendavo™.

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©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

San Diego, CA (PRWEB) February 03, 2012

More than 800 churches have enrolled in the Good Samaritan Program financial course since its official debut in April 2011. During that time, Christian Credit Counselors was able to help more than 100 church members take control of their finances and enroll in the Debt Management Plan, saving them each an average of $ 10,000 in interest payments and getting them out of debt years sooner.

In an interview aired on Good Samaritan Program TV on Tuesday, Samantha Rios, Good Samaritan Program Administrator, gave viewers several program updates and shared advice for running a successful course at one’s church.

Rios shared the fresh, new look of the program materials, with featured speaker Pastor Miles McPherson front and center. McPherson is the senior pastor of the Rock Church in San Diego, one of the largest and fastest growing churches in the United States. The facilitator access area on the Good Samaritan Program website also had a facelift to allow for better visibility and usability.

“That’s what we’re trying to do,” Rios said. “To make this as easy as possible to run and to participate.”

Although the program has only been available for 10 months, many church members are already using the practical teaching provided to get their financial lives on track.

“Every week you’re getting little tid-bits of information,” Daniel Justman, a member of C3 San Diego, said. “On their own they’re great tips that you can apply to life, but when you put it all together it is just a wealth of knowledge that really makes a difference.”

As an added benefit of the program, church members have the opportunity to call Christian Credit Counselors to find out if they can have their interest rates and monthly payments lowered on their credit cards, allowing them to eliminate their debt and begin saving sooner.

The Good Samaritan Program will also be a sponsor of the C3 Global Conference in Dallas February 15-17 with Pastor Ed Young and Fellowship Church. The team will be attending the conference to further spread the word about their free financial course for churches.

To watch the full interview with Samantha Rios, visit the GSP TV ministry page on FaithChannel.com.

About Good Samaritan Program:

The Good Samaritan Program is a free Bible-based financial education DVD series created by Christian Credit Counselors to help every Christian in every church get out of debt in less time. The series covers God’s purpose for one’s finances, budgeting, saving, investing and giving and tithing. For more information about running the Good Samaritan Program at your church, visit http://www.goodsamaritanprogram.org or call 866.907.5030.

About Christian Credit Counselors:

Christian Credit Counselors is a 501(c)3 non-profit organization that was created in order to help individuals and families regain control of their finances through the use of educational tools, credit counseling and other resources. Christian Credit Counselors is headquartered in Carlsbad, CA. For more information, call toll free 800.557.1985 or visit http://christiancreditcounselors.org

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©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

Single Source Database for HR and Payroll

Nashville, Tennessee (PRWEB) February 02, 2012

Inova Payroll’s PlatinumPay and PlatinumHR solutions feature state-of-the-art, single-database technology that seamlessly integrates payroll and HR information in one convenient location. This powerful, web-based, thin-client environment provides businesses with the best of both worlds: the rich interface of a windows desktop application featuring secure 24×7 Internet access and the ease of use of an integrated PR/HR solution. The state-of-the-art technology streamlines operations and eliminates the need to “upload,” “download,” “run links,” or “synchronize” data. Another key benefit is “real-time” payroll processing and calculation of true check nets and funding requirements.

Payroll specialists, managers and HR professionals can enjoy a convenient, single system sign-on and access to the most current employee data for compensation, benefits, time and attendance, compliance, insurance and more. “The single Payroll and HR solution is a powerful tool that saves both time and money. All employee records are located in one place versus having multiple databases which have to be merged or synchronized,” said Melanie Crow, VP of Sales. “Whenever a change or revision is made to an employee’s file, everyone is viewing the same record in real time.”

Other features available through Inova Payroll’s payroll and HR solution include Employee and Manager Self Service (ESS/MSS), mobile/smart phone access, single point of entry, web access, multilingual (Spanish), real time updates and more. In addition to innovative technology, Inova Payroll is dedicated to providing high-touch customer service; and offers a Three-Year-Price-Lock to help businesses better manage their fixed monthly costs.

About Inova Payroll:Inova Payroll offers a complete line of smart payroll and HR solutions for companies of all sizes. Combining innovative, state-of-the-art technology with our earnest commitment to high-touch customer care, Inova Payroll sets a new standard in customer satisfaction. Our impressive suite of services encompass one-database payroll and HR solutions, nationwide tax filing, integrated time management systems and a growing suite of InovaPlus™ ancillary products. For more information, call 615-421-0600 or visit http://www.inovapayroll.com.

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Attachments

©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

Houston, TX (PRWEB) January 26, 2012

The George Jarkesy Show’s Entrepreneurial Warrior of the Week’ is a segment dedicated to the military men and women who serve America. Jarkesy uses the segment to highlight a veteran who has built a successful small business and helped to create American jobs. Veterans are invited to write and call into the show, and one is picked every week to be featured on the show.

The week of January 23rd features former Army Captain from Washington DC, Blake Hall, Co-Founder and CEO of TroopSwap.com. TroopSwap features military discounts from premium local and national businesses who are looking for a way to support the military community. In addition, 10% of all TroopSwap profits go to the Wounded Warrior Project. If you are a service member, veteran, or the spouse of a service member or veteran, then you can visit the site and join at http://www.troopswap.com.

Hall states that “the driving idea behind TroopSwap is that we are a channel for great brands to provide online military discounts to a very deserving community. We are the first platform to actually verify military affiliation and that gives the brands we partner with a certain level of comfort that the discounts they are providing are only accessible to members of the military community.”

TroopSwap announced the closing of a $ 2.5 miliion round of equity financing in December of 2011 and gained investors who include McCombs Partners; Blu Ventures, Jay Campion, General Partner at Access Ventures, Roy Terracina, Owner of Sunshine Ventures, Marty Abbott, former Army Officer and CTO of eBay, Larry Cochran, Chief Executive Officer at IAS Claims, and Kelly Perdew, Chief Executive Officer at TargetClose and winner of Season 2 of NBC’s The Apprentice. The company has also formed a partnership with LEGO. You can read more about their financing at TroopSwap Financing Press Release.

To find out more about TroopSwap and meet the TroopSwap team please visit: https://troopswap.com/pages/about

Hall entered to be the Entrepreneurial Warrior of The Week by going to http://www.georgejarkesy.com, and clicking on the Entrepreneurial Warrior logo. If you are a veteran and entrepreneur and would like to an ‘Entrepreneurial Warrior of the Week,’ Jarkesy asks you to follow Mr. Hall’s example.

About Jarkesy & Company

George Jarkesy is a money manager and successful professional investor, respected financial and corporate advisor, and radio host of the nationally syndicated ‘The George Jarkesy Show’. He is a frequent market commentator and guest onFOX Business News, FOX & Friends, and CNBC . George started his career in the financial services industry with a New York Stock Exchange member. George also serves on the Finance Committee of the Republican National Committee and is an active member of the National Investment Banking Association, The Jarkesy Foundation, and Chairman of The National Eagles and Angels Association. For more information on Jarkesy & Company, please visit: http://www.jarkesy.com.

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©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.